Terms of Use

All efforts have been made to ensure the accuracy and currency of the content on this website, they do not substitute the expert medical advice. The same should not be construed as a statement of medical advice or used for any medical treatment purposes. Asprat Systems accepts no responsibility in relation to the accuracy, completeness, usefulness or otherwise, of the contents. Users are advised to verify/check any information with the relevant healthcare providers and/or other source(s), and to obtain any appropriate professional advice before acting on the information provided in the Portal.

In no event will the Asprat Systems Pvt Ltd be liable for any expense, loss or damage including, without limitation, indirect or consequential loss or damage, or any expense, loss or damage whatsoever arising from use, or loss of use, of data, arising out of or in connection with the use of this Portal.

Links to other websites that have been included on this Portal are provided for public convenience only. Asprat Systems Pvt Ltd is not responsible for the contents or reliability of linked websites and does not necessarily endorse the view expressed within them. We cannot guarantee the availability of such linked pages at all times.

These terms and conditions shall be governed by and construed in accordance with the Indian Laws. Any dispute arising under these terms and conditions shall be subject to the exclusive jurisdiction of the courts of Bangalore.

The installation and use of this Website/App is free of cost and this includes only the usage of certain services of the Website/App. You hereby understand that this no charge policy maybe amended at any time in the discretion of the Company. However, in the event, you use the App/Website to avail cost estimate of procedure at 3 hospitals and 2 doctor’s consultation of two different hospitals over phone, you shall be required to pay. You shall be required to pay for the services offered.

For the purpose of this section, Buyer would include any User choosing to use the services offered by us. Seller means Us/Website/Company. Healthkhoj is only helps buyers with information about procedures. It does not offer any health related advice and consequently assumes no liability related to medical advice received from any health care service provider.

While availing any of the payment method/s available on our website, we will not responsible or assume any liability, whatsoever in respect of any loss or damage arising directly or indirectly to You due to:

Lack of authorization for any transaction(s), or

Exceeding the present limit mutually agreed by You and between ‘Bank(s)’, or

Any payment issues arising out of the transaction, or

Decline of transaction for any other reason(s)

All payments made against the services on the website by You shall be compulsorily in Indian Rupees. The Website will not facilitate transaction with respect to any other form of currency with respect to the purchases made on Website.

Payment Facility for Buyers

You, as a Buyer, may agree with Us through electronic communication and electronic records and using the automated features as may be provided by Payment Facility.

We reserve the right to impose limits on the number of Transactions or Transaction Price which We may receive from on an individual Valid Credit/Debit/ Cash Card / Valid Bank Account/ and such other infrastructure or any other financial instrument directly or indirectly through payment aggregator or through any such facility authorized by Reserve Bank of India to provide enabling support facility for collection and remittance of payment or by an individual Buyer during any time period, and reserves the right to refuse to process Transactions exceeding such limit.

We reserve the right to refuse to process Transactions by Buyers with a prior history of questionable charges including without limitation breach of any agreements by Buyer with Us or breach/violation of any law or any charges imposed by Issuing Bank or breach of any policy.

We may do such checks as it deems fit before approving the receipt of Transaction Price from the Buyer for security or other reasons at Our discretion. As a result of such check if We are not satisfied with the creditability of the Buyer or genuineness of the Transaction / Transaction Price, it will have the right to reject the receipt of Transaction Price.

The Buyer acknowledges that We will not be liable for any damages, interests or claims etc. resulting from not processing a Transaction/Transaction Price or any delay in processing a Transaction/Transaction Price which is beyond Our control.

Product Pricing

Fee of Service is INR 500

Service to be Offered by us:

Two Doctors consultations of different hospitals to enable to take informed decision before surgery + Cost estimate at three hospitals for the medical procedure or surgery.


Once the payment has been made and a confirmation has been given to the User, the Company shall inform the Hospital to provide consultation/Opinion over phone at the agreed time as well as Company shall provide Cost Estimate for the medical procedure after getting full information of patient from the user and consulting the Hospitals.

Once the two doctor consultation is done by hospital and cost estimate is provided to the user, no amount shall be refunded, in the event of a cancellation. However, in certain circumstances, the Company at its discretion shall permit a refund of the full or partial amount within 7-14 working days, if the user doesn't get the two doctor consultation over phone and in some cases if user is not satisfied by our offering. The decision of the Company shall be final in such cases.